The Freeware Guide - Your Guide to the Best Free Software and Freeware Sites! Business & Finance
Business & Personal Finance - Page 2
 
Title  Debt Management Tool Size  980 kB Win  all
Debt Management Tool is a software program designed to help people in debt manage and understand their financial situation. By entering in your income, debt, and expenses, you can compute your debt situation and figure how l ong it will take to pay off your debt. By checking off expenses as either 'needs' or 'wants' you can determine how much quicker you can pay off your debt by making some sacrifices in your monthly expenses. All the data is organized by month. You enter in monthly expenses, monthly income, and current loans or credit card debt along with the interest rate. The program will sum the totals and tell you how long it will take you to pay off all your debt and become completely debt free. You can include or not include expenses into the 'needs' total by checking and unchecking the 'needs' box. All of the names or labels for expenses and loans/debt can be customized to fit your needs. For example, you can change 'rent' to 'mortgage' or if you don't have school costs, you can change 'school' to 'movies' if you spend a lot of money on movies. There are 30 customizable expense items and 10 customizable debt/ loan items.

Title  Mortgage and Loan Calculator Analyzer Size  960 kB Win  all
The Mortgage and Loan Calculator Analyzer is designed to help you track in great detail several mortgages and loans. On a basic level, the program acts as a mortgage calculator allowing you enter basic mor tgage parameters like principal, interest rate, payment cycle, compound rate, and term (years). The program will then calculate the monthly payment as well as produce an amortization table showing you the interest and principal paid for each payment. Key to the heart of the mortgage program is the ability to adjust any payment throughout the course of your loan. For example, you can enter in an additional $1000 payment for January 2008 and then $700 for August 2008. The program will then show how this affects the mortgage amortization and final pay off date for the loan. Other features include: multiple mortgages, allowing you to try out different payment options or interest rates to see how they affect your pay off date; amortization table option to show every payment or just an annual summary; final payment figure with PMI, home owners insurance, and property taxes; a simple extra payment parameter that automatically adds to every monthly payment and refigures the mortgage pay off date; various compounding and payment cycle options including monthly, bi-weekly, bi-monthly, annual, and bi-annual. The user interface is simple and easy to use allowing even a novice to analyze their mortgage.

Title  Mjrz.net Size  7.5 MB Win  NT/ME/2000/XP/2003/Vista
Mjrz.net is a free, opensource Personal finance manager application. It is designed to be intuitive and easy to use for home and small business users. You can download and use it for free. There are no restrictions and no disabled features. Links to download the binary files and sources are available on the download page.
List of features:
1. Intutive and easy to use
2. Cross platform, will run on any computer with Java virtual machine installed
3. Online banking support for credit card and bank accounts.
4. Manage expenses and track account balances
5. Password based encrypted data for security
6. Generate reports
7. Create and save complex filters to search transaction history.
8. Charts and graphs for assets, liabilities, daily networth tracking
9. View stock prices/quotes. Graphs tracking historical prices
10. Address book. Store contacts, email, phone numbers
11. Import OFX data for banks and credit cards. Supports latest quicken format
12. Import outlook contacts. Import contacts from Yahoo, gmail etc.
13. Multi language support (English, German, Spanish, Portuguese, Turkish).

Title  NolaPro Free Web Accounting Size  62 MB Win  XP/2000/2003/Vista
NolaPro is a FREE web-based Business Management and Accounting Suite offering multi-company support, simultaneous users, unlimited data, and optional customizations to fit the software to your business operations. All accounting modules come standard along with inventory tracking, complete payroll services and numerous plug-ins. Includes intl features such as VAT, language translator and currency options.

Title  Cash Manager Size  461 kB Win  98/ME/2000/XP
The Cash Manager is a simple financial accounting application, designed for home and small business use. The idea is to manage incoming and outgoing money in separate virtual 'accounts', in order to keep the overview about how much money is spent or taken in total or per category.
Features:
- Manage your money in separate accounts
- Schedule automatic transactions
- Create Reports and Statistics
- Multiple Language and Currency support
- Compatible with Microsoft Money, Excel and Quicken.
Screenshot  Screenshot Download  Download

Title  Income Tax Calculator Size  467 kB Win  all
This tax calculator instantly estimates your US federal income tax and finds your tax brackets. Tax brackets show percentage of tax that you pay on additional income. The higher is your taxable income, the higher is your federal tax rate. Suppose that you earn an additional amount of $1000 and you are in 28% bracket. That means your would have to pay additional $280 in federal taxes. Income Tax Calculator shows current and past tax brackets and estimates federal tax for years . It includes an option of different filing status and shows average tax, the percentage of tax that you pay relatively to your total income.

Title  TurboCASH Size  33325 kB Win  all
TurboCASH is the world's most popular FREE fully featured, multi-company, multi-user accounting system. Unlike other accounting software, TurboCASH is free of copy protection, annual licence fees and forced support contracts. Join over 30 000 businesses successfully using TurboCASH.
TurboCASH modules include: General Ledger, Cashbook, Customers, Suppliers, Inventory, Report Writer, Point of Sale, Payroll and eCommerce.
Key features include:
- FREE fully featured accounting software package with all the bells and whistles
- User friendly interface
- Comprehensive, context-sensitive help
- Customiseable chart of accounts
- Comprehensive Set of Reports, especially for analyzing sales
- Robust Access Control - Create users and passwords with different access levels
- OS Commerce plugin sycronising your webshop with TurboCASH's general ledger
- Internet Access - Process transactions from remote sites over the Internet
- T-Accounts View, ideal tool for non accountants
- Generate fixed monthly charges, ideal for Club memberships, Gym subscriptions etc
- Export and Import Accounts, Customers, Stock, Suppliers and Transactions in multiple formats including spreadsheets and XML
- Multi-Lingual including Dutch, English, French, German, Greek, Indonesian, Italian, Spanish and more
- Customiseable for different accounting and tax regimes including VAT, GST, Sales Tax etc
- Professional Support from qualified accountants
- Multiple selling prices for each stock item
- Quick entry using bar codes and scanners
- Quickbooks Converter to automatically convert Quickbooks data

Title  Visual Mortgage Loan Calculator Size  1127 kB Win  95/98/XP/2000/2003
Visual Mortgage Loan Calculator is an easy-to-use tool intended to calculate mortgages repayments and create amortization table in a simply way. You don't need extensive knowledge of either finance or computers. The program allows you to analyze various combinations of loan amounts, interest rates, loan terms, etc. to determine the best possible loan for your budget. This program is excellent for anyone who wishes to keep track of loans and mortgages. This program could help you to choose the right loan and save thousands of dollars through careful loan planning and managing.

Title  BasicBudget Size  625 kB Win  95/98/NT/ME/2000/XP/2003
The BasicBudget application has been planned and developed for the person in the street with no experience of accounting, financial planning or advanced computing; the goal is to provide everyone with a software package that can allow them to manage there home and family finances is the most basic way possible.

Title  Option Calculator Size  450 kB Win  95/98/ME/XP/NT4/2000
Option Calculator - free tool for calculation option price, implied volatility and option greeks. You can : calculate the value of put and call options (The Black-Scholes Option Pricing Model), calculate implied volatility, calculate greeks (Delta, Vega, Gamma, Theta), see graph of option position (buy call or buy put).


Title  Easy Mortgage Calculator Size  277 kB Win  95/98/NT/ME/2000/XP
Easy Mortgage Calculator allows you instantly determine your monthly mortgage payments, total payments, total interest and prepayment savings with a fixed interest rate schedule.

Title  Wintraday Size  984 kB Win  98/ME/NT/2000/XP
Wintraday is the result of new market data display technology, and allows individual investors to keep on top of their investments with up-to-the-minute updates on stock activity. Wintraday is being offered to individual investors as an alternative to Web browser stock tickers, for Wintraday charts viewing.

Title  Business Plan eGuides Size  641 kB Win  95/98/ME/NT/XP/2000
The PlanWare eGuides comprise a series of 'white papers' on business planning matters compiled as a self-contained executable file. They are presented as a series of web-style pages which can be viewed on-screen or printed onto 90+ pages. They cover: Getting New Business Ideas, Devising Venture Strategies, Developing a Business Strategy, Writing a Business Plan, Insights into Business Planning, Preparing Financial Projections, Making Cashflow Forecasts, Managing Working Capital.

Title  AceMoney Lite Size  1414 kB Win  all
AceMoney helps you organize and manage your personal finances quickly and easily. AceMoney is available in English, Spanish, Russian, Italian, Dutch, French, Portuguese, Polish, Ukrainian, Lithuanian and Swedish, with more languages to come. It supports all the features required for home or even small-business accounting. AceMoney makes it a breeze to create and manage your budgets. The program has more than 100 pre-defined spending categories, and you can define your own. You can set up budget limits for every category and track the difference between actual and budgeted values. Do your financial math in multiple currencies, painlessly - the software supports more than 150 different currencies and automatically downloads their exchange rates from the Internet! Track your spending habits and see where the money goes. Generate reports by categories or payees, as tables or pie charts. Now you can really find out just where last month's paychecks went! Find all your withdrawals and deposits by any parameter. Track performance of your stocks and download their prices from the Net. Do on-line banking: download and import information from on-line banks in QIF, OFC and OFX formats. If you run a small business, export your data to HTML, XML, Text and CSV formats to generate statements or perform complex statistical analysis. Never miss a bill-payment date. AceMoney takes control of your finances and shows you when bills and income are due. Account information can be shared or password protected. Scheduled backup is automatic. Many other features are instantly usable without prior experience in accounting!

Title  jGnash Size  1.8 MB Win  platform independent
jGnash is a Java-based application for managing accounts. When first run, it'll take you through a quick wizard to set up a new account. It's a simple application where you can set up bank accounts, expense accounts, and income accounts. The bank account has a register that tracks credits and debts to determine the balance. You can change the look-and-feel and the themes in an instant. Be careful, because some themes make the menu item drop-downs invisible. It's a great application for anyone who needs to manage accounts and doesn't need bloated software. This is also good for teens opening their first checking accounts.




F  Business & Finance
Applications
Business & Personal Finance
Database Management
Inventory Systems
Personal Info Managers
Presentation Tools
Project Management
Spreadsheets
Word Processing


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