Debt Management Tool |
980 kB |
all |
| Debt Management Tool is a software program designed to help people in debt manage and understand their financial situation. By entering
in your income, debt, and expenses, you can compute your debt situation and figure how l ong it will take to pay off your debt. By checking off expenses as either
'needs' or 'wants' you can determine how much quicker you can pay off your debt by making some sacrifices in your monthly expenses. All the data is organized by
month. You enter in monthly expenses, monthly income, and current loans or credit card debt along with the interest rate. The program will sum the totals and tell
you how long it will take you to pay off all your debt and become completely debt free. You can include or not include expenses into the 'needs' total by checking
and unchecking the 'needs' box. All of the names or labels for expenses and loans/debt can be customized to fit your needs. For example, you can change 'rent'
to 'mortgage' or if you don't have school costs, you can change 'school' to 'movies' if you spend a lot of money on movies. There are 30 customizable expense
items and 10 customizable debt/ loan items. |
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Mortgage and Loan Calculator Analyzer |
960 kB |
all |
| The Mortgage and Loan Calculator Analyzer is designed to help you track in great detail several mortgages and loans. On a basic level, the program acts
as a mortgage calculator allowing you enter basic mor tgage parameters like principal, interest rate, payment cycle, compound rate, and term (years). The program will then
calculate the monthly payment as well as produce an amortization table showing you the interest and principal paid for each payment. Key to the heart of the mortgage
program is the ability to adjust any payment throughout the course of your loan. For example, you can enter in an additional $1000 payment for January 2008 and then $700
for August 2008. The program will then show how this affects the mortgage amortization and final pay off date for the loan. Other features include: multiple mortgages,
allowing you to try out different payment options or interest rates to see how they affect your pay off date; amortization table option to show every payment or just an
annual summary; final payment figure with PMI, home owners insurance, and property taxes; a simple extra payment parameter that automatically adds to every monthly
payment and refigures the mortgage pay off date; various compounding and payment cycle options including monthly, bi-weekly, bi-monthly, annual, and bi-annual. The
user interface is simple and easy to use allowing even a novice to analyze their mortgage. |
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Mjrz.net |
7.5 MB |
NT/ME/2000/XP/2003/Vista |
Mjrz.net is a free, opensource Personal finance manager application. It is designed to be intuitive and easy to use for home and small business users.
You can download and use it for free. There are no restrictions and no disabled features. Links to download the binary files and sources are available on the download page.
List of features:
1. Intutive and easy to use
2. Cross platform, will run on any computer with Java virtual machine installed
3. Online banking support for credit card and bank accounts.
4. Manage expenses and track account balances
5. Password based encrypted data for security
6. Generate reports
7. Create and save complex filters to search transaction history.
8. Charts and graphs for assets, liabilities, daily networth tracking
9. View stock prices/quotes. Graphs tracking historical prices
10. Address book. Store contacts, email, phone numbers
11. Import OFX data for banks and credit cards. Supports latest quicken format
12. Import outlook contacts. Import contacts from Yahoo, gmail etc.
13. Multi language support (English, German, Spanish, Portuguese, Turkish). |
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NolaPro Free Web Accounting |
62 MB |
XP/2000/2003/Vista |
| NolaPro is a FREE web-based Business Management and Accounting Suite offering multi-company support, simultaneous users, unlimited data, and
optional customizations to fit the software to your business operations. All accounting modules come standard along with inventory tracking, complete payroll services
and numerous plug-ins. Includes intl features such as VAT, language translator and currency options. |
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Cash Manager |
461 kB |
98/ME/2000/XP |
The Cash Manager is a simple financial accounting application, designed for home and small business use. The idea is to manage incoming and outgoing money in separate virtual 'accounts', in order to keep the overview about how much money is spent or taken in total or per category.
Features:
- Manage your money in separate accounts
- Schedule automatic transactions
- Create Reports and Statistics
- Multiple Language and Currency support
- Compatible with Microsoft Money, Excel and Quicken. |
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Income Tax Calculator |
467 kB |
all |
| This tax calculator instantly estimates your US federal income tax and finds your tax brackets. Tax brackets show percentage of tax that
you pay on additional income. The higher is your taxable income, the higher is your federal tax rate. Suppose that you earn an additional amount of $1000
and you are in 28% bracket. That means your would have to pay additional $280 in federal taxes. Income Tax Calculator shows current and past tax brackets
and estimates federal tax for years . It includes an option of different filing status and shows average tax, the percentage of tax that you pay relatively to your total income. |
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TurboCASH |
33325 kB |
all |
TurboCASH is the world's most popular FREE fully featured, multi-company, multi-user accounting system. Unlike other accounting software, TurboCASH is free of copy protection, annual licence fees and forced support contracts. Join over 30 000 businesses successfully using TurboCASH.
TurboCASH modules include: General Ledger, Cashbook, Customers, Suppliers, Inventory, Report Writer, Point of Sale, Payroll and eCommerce.
Key features include:
- FREE fully featured accounting software package with all the bells and whistles
- User friendly interface
- Comprehensive, context-sensitive help
- Customiseable chart of accounts
- Comprehensive Set of Reports, especially for analyzing sales
- Robust Access Control - Create users and passwords with different access levels
- OS Commerce plugin sycronising your webshop with TurboCASH's general ledger
- Internet Access - Process transactions from remote sites over the Internet
- T-Accounts View, ideal tool for non accountants
- Generate fixed monthly charges, ideal for Club memberships, Gym subscriptions etc
- Export and Import Accounts, Customers, Stock, Suppliers and Transactions in multiple formats including spreadsheets and XML
- Multi-Lingual including Dutch, English, French, German, Greek, Indonesian, Italian, Spanish and more
- Customiseable for different accounting and tax regimes including VAT, GST, Sales Tax etc
- Professional Support from qualified accountants
- Multiple selling prices for each stock item
- Quick entry using bar codes and scanners
- Quickbooks Converter to automatically convert Quickbooks data |
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Visual Mortgage Loan Calculator |
1127 kB |
95/98/XP/2000/2003 |
| Visual Mortgage Loan Calculator is an easy-to-use tool intended to calculate mortgages repayments and create amortization table in a simply way. You don't need extensive knowledge of either finance or computers.
The program allows you to analyze various combinations of loan amounts, interest rates, loan terms, etc. to determine the best possible loan for your budget. This program is excellent for anyone who wishes to keep track of loans and mortgages.
This program could help you to choose the right loan and save thousands of dollars through careful loan planning and managing. |
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BasicBudget |
625 kB |
95/98/NT/ME/2000/XP/2003 |
| The BasicBudget application has been planned and developed for the person in the street with no experience of accounting, financial planning or
advanced computing; the goal is to provide everyone with a software package that can allow them to manage there home and family finances is the most basic way possible. |
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Option Calculator |
450 kB |
95/98/ME/XP/NT4/2000 |
| Option Calculator - free tool for calculation option price, implied volatility and option greeks. You can : calculate the value of put and call options (The Black-Scholes Option Pricing Model), calculate implied volatility, calculate greeks (Delta, Vega, Gamma, Theta), see graph of option position (buy call or buy put). |
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Easy Mortgage Calculator |
277 kB |
95/98/NT/ME/2000/XP |
| Easy Mortgage Calculator allows you instantly determine your monthly mortgage payments, total payments, total interest and prepayment savings with a fixed interest rate schedule. |
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Wintraday |
984 kB |
98/ME/NT/2000/XP |
| Wintraday is the result of new market data display technology, and allows individual investors to keep on top of their investments with up-to-the-minute updates on stock activity. Wintraday is being offered to individual investors as an alternative to Web browser stock tickers, for Wintraday charts viewing. |
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Business Plan eGuides |
641 kB |
95/98/ME/NT/XP/2000 |
| The PlanWare eGuides comprise a series of 'white papers' on business planning matters compiled as a self-contained executable file. They are presented as a series of web-style pages which can be viewed on-screen or printed onto 90+ pages. They cover: Getting New Business Ideas, Devising Venture Strategies, Developing a Business Strategy, Writing a Business Plan, Insights into Business Planning, Preparing Financial Projections, Making Cashflow Forecasts, Managing Working Capital. |
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AceMoney Lite |
1414 kB |
all |
| AceMoney helps you organize and manage your personal finances quickly and easily. AceMoney is available
in English, Spanish, Russian, Italian, Dutch, French, Portuguese, Polish, Ukrainian, Lithuanian and Swedish, with more
languages to come. It supports all the features required for home or even small-business accounting. AceMoney makes
it a breeze to create and manage your budgets. The program has more than 100 pre-defined spending categories, and
you can define your own. You can set up budget limits for every category and track the difference between actual and
budgeted values. Do your financial math in multiple currencies, painlessly - the software supports more than 150 different
currencies and automatically downloads their exchange rates from the Internet! Track your spending habits and see where
the money goes. Generate reports by categories or payees, as tables or pie charts. Now you can really find out just where
last month's paychecks went! Find all your withdrawals and deposits by any parameter. Track performance of your stocks
and download their prices from the Net. Do on-line banking: download and import information from on-line banks in QIF,
OFC and OFX formats. If you run a small business, export your data to HTML, XML, Text and CSV formats to generate
statements or perform complex statistical analysis. Never miss a bill-payment date. AceMoney takes control of your
finances and shows you when bills and income are due. Account information can be shared or password protected.
Scheduled backup is automatic. Many other features are instantly usable without prior experience in accounting! |
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jGnash |
1.8 MB |
platform independent |
| jGnash is a Java-based application for managing accounts.
When first run, it'll take you through a quick wizard to set up
a new account. It's a simple application where you can set up bank
accounts, expense accounts, and income accounts. The bank account
has a register that tracks credits and debts to determine the balance.
You can change the look-and-feel and the themes in an instant.
Be careful, because some themes make the menu item drop-downs invisible.
It's a great application for anyone who needs to manage accounts and
doesn't need bloated software. This is also good for teens opening
their first checking accounts. |
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Business & Finance
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